📈 Monthly Passive Income? Why I’m Treating Realty Income Like a Savings Plan

If you’re tired of waiting for growth stocks to "maybe" pop, it's time to meet a company that literally pays you to wait.

Welcome to Realty Income (NYSE: O) — also known as "The Monthly Dividend Company."

 

 

 

 

 

🏦 Why I'm Investing in O Like It's a Savings Account

Most people stash their savings in a bank. I buy Realty Income.

Here’s why:

 

• Monthly Dividends: Yes, monthly. While most companies pay quarterly, Realty Income pays you every single month, making it feel more like passive income than just stock returns.
• Dividend Yield ~5.7%: Compare that to your bank’s savings account. Enough said.
• Long History of Stability: This isn’t some trendy AI stock. Realty Income has paid and raised its dividend for over 50 years, including during recessions.
• Consistent Cash Flow: With over 13,000 properties across retail, industrial, and commercial sectors, its tenants include big names like Walgreens, 7-Eleven, FedEx, and even government agencies.

 

 

📊 Quick Snapshot

Metric Value

Dividend Yield	~5.7% (as of May 2025)
Dividend Frequency	Monthly
Consecutive Dividend Increases	30+ years
Portfolio Size	13,000+ properties
Occupancy Rate	~99%

 

 

💸 It's Not Just About Dividends

Yes, the monthly income is amazing — but it’s also about discipline. I treat O like my monthly savings habit. Every month, like clockwork, I buy a small amount. Rain or shine.

It’s dollar-cost averaging with a purpose.

• Not worried about the price.
• Not trying to time the market.
• Just building income, quietly.

 

 

⚠️ What’s the Risk?

 

No investment is risk-free. Interest rates can affect REITs like Realty Income, and if tenants default, that’s a problem. But with a portfolio this diverse and management this experienced, O has weathered storms before — and paid investors through them.

 

 

 

🧠 Final Thought: Boring? Yes. Beautiful? Absolutely.

 

This isn’t a meme stock. It won’t double overnight. But it might just pay you every month for the next 30 years.

Realty Income isn’t flashy — it’s financially faithful.

And that’s exactly what I want from a loDividend Stockng-term partner.